b'I N D U S T R Y I N S I G H T SB U D G E T I N G F O R N A N N I E S : T H E F I R S TS T E P T O W A R D S F I N A N C I A L W E L L N E S SB Y W A R R E N B U R G E RAsananny,youworkcountlesshoursto Creating and sticking to a budget is as much own.makesureyourchildrenandfamiliesare about our personal psychology as it is aboutreceivingyourundividedattentionand money. Most of us understand that a budget Creating a budget forces us to take a hardutmost care. You are organized and diligent, isaboutbalancingthemoneyyouhave lookatourselvesandwhatwearemaintainingorderandtakingcareofthe coming in with the money going out. Its a prioritizing in our life. This can be a difficultsmallestofdetailstomakesurethatthe simple concept.realization that may lead to avoidance andchildren in your charge are safe, happy, and continuedspending,ultimatelyreplayingasecure. Why, then, do so many of us have such a cyclethatcanonlybebrokenbyhardtimewithspendingwithinour understanding that spending habits can beWith all of the time and effort you spend in means?changed.yourcareer,yourownsenseoffinancialsecurity can get lost in the shuffle. Nannies The answer is rooted in a variety of factors Sohowdowepivottowardcreatingacan, and should, make sure they are taking thatcanstemfromhowwewatchedour budgetandtakingamoremindfulcare of their own financial wellness. There parents spend, to how we are influenced by approach to our spending habits? aremanyaspectsoffinancialwellness, modern advertising, or even a subconsciousincludinginvesting,insurance,estate mechanism for dealing with stress. Nannies in The first and most important step is toplanning, and tax planning, but the first and particular can be subject to lifestyle creep if start from a place of being kind to yourself.most important pillar of financial planning is theybegintoincorporatethespending Feelingguiltabouthowyoushouldhaveexamining your cash flow and budget. habits of the families they serve into theirspent money is emotionally taxing and an'